One day, from out of the blue, my daughter, an eleven-year old, asked how much money I was making from my full-time job. I wasn’t willing to share that information with her, so I told her I was making enough to fund some of our needs. The answer proved inadequate, so wanting to get to […]
Are You Guilty of Coin Hoarding?
Maybe I wasn’t reading enough. Or maybe I was fast asleep in a comfortable little corner in my little world when the universe opened up to a brand new era. Or maybe I just had become so enamored with the idea of saving up – meaning, saving up however small – that I had not […]
Paul Navone: Millworker Turned Millionaire
If you’re an ordinary employee receiving just the minimum wage for your services, you probably think hell would freeze over before you become rich, especially in this difficult economy we’re in. For once, you must have dreamt of: hitting it big someday through the lottery or a television game show ending up married to a […]
Emergency Fund: How Much Is Enough?
In this time and age where change is the only thing that’s constant, even the most methodical and systematic of human beings can be jolted to the core by an emergency. And the last place you probably want to see yourself in is in a corner, hapless and helpless, shaking your head in defeat or […]
What Is Delayed Gratification?
Indeed, what is delayed gratification that we so often hear about it nowadays? According to the Merriam-Webster Online, gratification is synonymous to contentment, pleasure, satisfaction. Simply put, then, delaying or deferring gratification is passing up short-term fulfillment for long-term benefits. Example #1: To illustrate, let’s take for example a child named Alexei who is told […]
Manic Payday Monday
Once upon a starry night, we were informed at work that instead of a Saturday – as we had been used to for years already – our pay would be credited to our payroll accounts the following Monday. The disappointment that ensued was palpable. Some people wanted to complain, but they couldn’t because technically speaking, […]
The Money Equation Discourse
One co-worker and good friend of mine inspired me to change the way I think about the money equation. You see, just like everyone else I know who’s gainfully employed, I used to practically live from paycheck to paycheck. And being a person with a family to support, that’s probably one of the scariest situations […]
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