In just about any situation a person would find himself in, where he would have to decide between now and then, today and tomorrow, this and that, “I’m sorry” is probably not as hard as saying “no.” A one-syllable word, a two-letter utterance, but many people have a heck of a time saying “no.” And […]
Budget 101: Live Within Your Means
Living within someone’s means is perhaps an argument that can only be resolved as soon as the term “means” is afforded a definition. “Means” may mean “income” to one person but can mean “income inclusive of savings” to another person.” For the purposes of discussion, we will be taking the second definition as our definition […]
Budget 101: Pay Yourself First
The washer is on, and the spinner is whirring. Since the kids are in school and I have the house all to myself, I thought to put on my thinking cap and start working on this post. But I’m betting I’ll be finished on this one before the sun comes out again, if at all. […]
Are You Guilty of Coin Hoarding?
Maybe I wasn’t reading enough. Or maybe I was fast asleep in a comfortable little corner in my little world when the universe opened up to a brand new era. Or maybe I just had become so enamored with the idea of saving up – meaning, saving up however small – that I had not […]
Paul Navone: Millworker Turned Millionaire
If you’re an ordinary employee receiving just the minimum wage for your services, you probably think hell would freeze over before you become rich, especially in this difficult economy we’re in. For once, you must have dreamt of: hitting it big someday through the lottery or a television game show ending up married to a […]
Manic Payday Monday
Once upon a starry night, we were informed at work that instead of a Saturday – as we had been used to for years already – our pay would be credited to our payroll accounts the following Monday. The disappointment that ensued was palpable. Some people wanted to complain, but they couldn’t because technically speaking, […]
To Potter or Not to Potter?
The day I and my eleven-year old daughter went out on a movie date together after the last one in Christmas of ’09 was the day the final installment of the Harry Potter franchise hit the big screen. I wasn’t even supposed to go then. I was on delayed gratification mode. I was strictly following […]
The Money Equation Discourse
One co-worker and good friend of mine inspired me to change the way I think about the money equation. You see, just like everyone else I know who’s gainfully employed, I used to practically live from paycheck to paycheck. And being a person with a family to support, that’s probably one of the scariest situations […]