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You are here: Home / Archives for Personal Finance

How to Spend Less on Gifts This Holiday Season

December 18, 2012 by Maricel Rivera 15 Comments

How to Spend Less on Gifts This Holiday Season

Provided we survive the Mayan apocalypse on December 21 (and we will, I’m pretty positive of that), there’s a chance some of us may not survive the financial beating the holiday season entails. Aside from the many holiday gift choices TV and print media present, lack of planning and the fact that we have “so […]

Filed Under: Personal Finance Tagged With: Christmas, Gifts, Holidays, Saving Tips

Monday Reflections: Are You Planting?

December 17, 2012 by Maricel Rivera 23 Comments

Monday Reflections: Are You Planting?

Today is Monday, and on Mondays, I receive newsletters from Bro. Bo Sanchez, newsletters that never disappoint – whether they be about spirituality or the journey to financial freedom. This particular Monday, his newsletter was entitled “Yes, God Will Give You Earthly Rewards!” Yes, with an exclamation point! Now, this may have been something I […]

Filed Under: Personal Finance Tagged With: Reflections

What’s Your Number?

November 22, 2012 by Maricel Rivera 6 Comments

What’s Your Number?

You’ve read the title, I’m sure. If you love movies like I do, let me make it clear that I’m not talking about the 2011 romantic comedy starring Anna Farris and Chris Evans. Although I’d say funny girl Anna Farris was her usual witty self in that flick and I’m sorely tempted to enumerate the […]

Filed Under: Personal Finance Tagged With: Retirement

Recommended Financial Reading: The Turtle Always Wins

September 14, 2012 by Maricel Rivera 15 Comments

Recommended Financial Reading: The Turtle Always Wins

I’ve long been a fan of Bo Sanchez, dating back to when I was a high school student. I read Kerygma on a regular basis. And one of my long-standing dreams back then was become one of the magazine’s contributors. Today, I content myself with reading what Bo has to say, both on the spiritual […]

Filed Under: Personal Finance, Recommended Reading Tagged With: Books, Investing, Recommended Reading, Stock Market

Were You Born to Spend or Save?

July 15, 2012 by Maricel Rivera 31 Comments

Were You Born to Spend or Save?

I am frugal. But given the devil-may-care way I spent prior to immersing myself in personal finance books and then deciding to change the way I thought about money for good, I believe I was born a spender. Every now and then, I still get the urge to go on mindless spending sprees, but my […]

Filed Under: Personal Finance Tagged With: Saver, Spender

Money Saving Tips for Families

April 27, 2012 by Maricel Rivera 1 Comment

Money Saving Tips for Families

Rather than write yet another list on money saving ideas for families, I thought I’d recount some of my own experiences with suggestions from everybody else’s Money Saving Tips for Families list. So the following are just a few strategies that I’ve employed successfully during the past several years when paying a mortgage, saving for […]

Filed Under: Personal Finance Tagged With: Saving Tips

Life Insurance: Do You Need One?

April 4, 2012 by Maricel Rivera 5 Comments

Life Insurance: Do You Need One?

A: “Do you already have life insurance?” B: “Good gracious, no! I’m not dying yet!” What’s wrong with this scenario? I can point at least three: Life insurance is not synonymous to death. Nobody knows when death will come, unless you have a terminal illness and are already too weak to stay out of a […]

Filed Under: Personal Finance Tagged With: Life Insurance

10 Debt Management Tips to Keep in Mind

March 5, 2012 by Maricel Rivera 10 Comments

10 Debt Management Tips to Keep in Mind

While working on this post, I’ll give you permission to picture me on my computer thinking about Rebecca Bloomwood, the female protagonist in the movie Confessions of a Shopaholic, and her addiction to impulse shopping. It’s cool to look good every time, but having to purchase everything on credit, especially on a whim, is way […]

Filed Under: Personal Finance Tagged With: Debt Management

The Debt Dilemma

February 27, 2012 by Maricel Rivera 4 Comments

The Debt Dilemma

You probably have wondered why I don’t talk about debt and getting out of debt in more detail. The reason: I don’t have a lot of experience tackling debt. Except for the mortgage on our house (which is a 20-year mortgage), I’m virtually debt-free. I don’t have credit card debt. (I would be gloriously pissed […]

Filed Under: Personal Finance Tagged With: Debt Management

Tomorrow Starts Today

February 19, 2012 by Maricel Rivera 7 Comments

Tomorrow Starts Today

Tuesday morning, my agenda after work included meeting with two friends over breakfast to discuss something a lot of women, working women, for that matter, give little attention to – money management. I find it liberating and utterly satisfying that in these discussions, friends take away an essential concept they know by heart but haven’t […]

Filed Under: Personal Finance Tagged With: Time

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