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You are here: Home / Archives for Personal Finance

Does What You Spend on Utility Bills and Your Payment Performance Affect Your Credit Rating?

January 29, 2014 by CMO Contributor Leave a Comment

Does What You Spend on Utility Bills and Your Payment Performance Affect Your Credit Rating?

There are a lot of myths and misconceptions around when it comes to your credit rating. Some people even still believe that there is a credit blacklist, which is most definitely not the case. There is no question that hidden amongst a level of mild paranoia and genuine concern, there are certainly factors that will […]

Filed Under: Guest Submission, Home and Health, Personal Finance Tagged With: credit rating, utility bills

5 New Year’s Resolutions for Tax Season

January 19, 2014 by CMO Contributor Leave a Comment

5 New Year’s Resolutions for Tax Season

Get organized Organization in general may already be on many of our resolution lists for the New Year, but organization when it comes to taxes is essential. Being able to keep track of all the relevant forms and documents may not directly affect the amount of money in your bank account after the tax man […]

Filed Under: Guest Submission, Personal Finance Tagged With: Levy & Associates, preparing for taxes, tax season

5 Helpful Ways to Manage Your Family Finances

January 11, 2014 by CMO Contributor 3 Comments

5 Helpful Ways to Manage Your Family Finances

When finances become tight in your household, proper money management must became a priority. Improper handling of family funds can lead to financial disaster if a different approach is not utilized quickly. Managing finances properly for your family is easier than you think when you use these simple tips: Use good financial sense Distinguish between […]

Filed Under: Personal Finance Tagged With: budgeting software, family budget, finance software, manage your family finances, Meghan Belnap

5 Steps for Getting Out of College Debt-Free

January 11, 2014 by CMO Contributor Leave a Comment

5 Steps for Getting Out of College Debt-Free

It’s no secret that many students graduating from college these days are burdened with paying back the loans they took out to finance their education. Yet, it is possible to both borrow for school and become debt-free or, at the very least, minimize your indebtedness. Here are some techniques to reduce or eliminate your debts: […]

Filed Under: Guest Submission, Personal Finance Tagged With: college debt, freedom from debt, Karleia, student debt

5 Ways to Ensure You Do Not Overspend this Holiday Season

December 27, 2013 by CMO Contributor Leave a Comment

5 Ways to Ensure You Do Not Overspend this Holiday Season

It’s that time of year again – Christmas. From dazzling snowflakes to Santa’s white beard, there’s something about Christmas that sends out a warm feeling even when it’s freezing outside. Chances are this Christmas, you’re looking for some easy ways to save money on your gifts. Let’s dive in and take a close look at […]

Filed Under: Personal Finance Tagged With: budget for the holidays, holiday season, overspending during the holidays

6 Steps to Stress-Free Family Finances

December 8, 2013 by CMO Contributor Leave a Comment

6 Steps to Stress-Free Family Finances

Supporting a family can be a daunting task that involves a high amount of stress when trying to stay on top of a number of expenses. Although it can feel overwhelming, there are several ways to get everything paid on time with ease. Create a budget A budget is the backbone for personal finances, working […]

Filed Under: Home and Health, Personal Finance Tagged With: Budget, creating a family budget, family finances

6 of the Best Methods to Secure Your Children’s Future

November 26, 2013 by CMO Contributor Leave a Comment

6 of the Best Methods to Secure Your Children’s Future

Financial backing can give your children a boost that will pay off for a lifetime. To ensure that they have money to attend college and set out on their own, you’ll need to start saving money now. Here’s a look at six of the best methods to secure your children’s future. Prepaid tuition plans You […]

Filed Under: Home and Health, Personal Finance Tagged With: college plans, educational plan, investments, secure your future, your child's future

Teaching the Value of a Dollar: 5 Money Principles for Children

November 24, 2013 by CMO Contributor 2 Comments

Teaching the Value of a Dollar: 5 Money Principles for Children

Money may just be a means for candy and toys to children now, but when they’re adults, it will become much more important. Money is what will allow them to thrive and avoid many hardships. However, in order for this to work, they must be taught early about wise spending and saving. Here are five money […]

Filed Under: Home and Health, Personal Finance Tagged With: kids and money, money and children, money principles, teach kids about money

A Generational Approach to College Student Debt in America [Infographic]

November 11, 2013 by CMO Contributor Leave a Comment

A Generational Approach to College Student Debt in America [Infographic]

Many parents have the dream of sending their children to college and having them return with a well-earned degree and on their way to a successful career. However, in today’’s job market, it can take several years for college graduates to see the rewards of their hard work for four years. For many students the […]

Filed Under: Personal Finance Tagged With: saving for education, student debt, student loans

5 Ways Single Moms Can Save Money

November 3, 2013 by CMO Contributor 1 Comment

5 Ways Single Moms Can Save Money

Saving money for medical emergencies, children’s tuition, special occasions, new homes, and a rainy day is challenging enough in dual-income homes, and even more so for a single mother. Not only is the single mother without the support and safety net of a partner’s income, but the single mom also doesn’t have the extra time […]

Filed Under: Personal Finance Tagged With: Coupons, saving, single moms

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