Bankruptcy can be a very stressful and devastating endeavor. If you are facing financial trouble, finding ways to cut your expenses is absolutely necessary.
One way you can start cutting costs and saving money today is through extreme couponing. It’s not difficult, nor does it requite a degree in finance. You just need to know the five steps to get started.
Step #1: The ads
The first step is to start collecting as many weekly ads to the stores in your locality as possible. This is called the research phase of couponing.
You need to figure out which stores are offering the best prices on the items you already have coupons for.
You will save more money by using your coupons on sale items than if you use them on regular price items. Compare prices at different stores. The same box of cereal might be on sale for $2.99 in one store and $1.99 in another store.
Step #2: Online resources
Start using your online resources to find sale items. You can print coupons that aren’t available in your local paper, and you can find stores’ ads that aren’t printed either.
You can even find couponing sites that tell you where to get the best deals each week or which stores have free items when you use the right combination of coupons. This means that you have less to do research.
Step #3: The binder
Once you start clipping coupons and printing them, you will need to organize them in a binder to make them easy to sort and find. This will make the process of matching the sale items online or in ads to the coupons you have.
You can store them alphabetically by product name or by section in the grocery store. Use whatever system works best for you. Don’t forget to match store coupons with manufacturers’ coupons for even more savings.
Step #4: The shopping trip
Be prepared for each shopping trip that involves coupons. Have your coupons organized to make them easy to use in the store. Debt consolidation experts remind us to check the expiration dates to make sure they haven’t expired, and be ready to spend some time at the register when you check out.
Watch the prices as they ring up, and then watch to be sure each coupon scans to take off the correct amount. You should already know your total before you ever reach the register if you have done your homework.
Step #5: The savings
Finally, add up your total savings at the end of each month of by checking your store receipts. Then, you can figure out how you want to spend your savings. You might pay off your debt faster or save it for a rainy day. The choice is yours.
You can learn the steps to extreme couponing to save money each month. Imagine having extra money to spend on the things you need to buy or just want. It is possible with extreme couponing!
Visit Paddon & Yorke Inc. to receive a financial health checkup.
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